MSME / Udyam Registration
Last updated: August 2026 · Reviewed by the Ravel Corporate Advisors team
Most businesses qualify as MSMEs — yet many never register and miss out on cheaper credit, payment protection and government support. We get your Udyam certificate quickly so you can start using those benefits.
Key takeaways
- Free government registration; usually issued the same day.
- Based on self-declaration of investment and turnover.
- Unlocks collateral-free loans, lower interest and subsidies.
- Protects you against delayed payments from buyers.
What is Udyam registration?
Udyam is the Government of India’s official registration for Micro, Small and Medium Enterprises (MSMEs). Classification is based on investment in plant & machinery/equipment and annual turnover. Registration is free, paperless and based on self-declaration linked to your PAN and GST.
MSME classification
| Category | Investment | Turnover |
|---|---|---|
| Micro | Up to ₹2.5 crore | Up to ₹10 crore |
| Small | Up to ₹25 crore | Up to ₹100 crore |
| Medium | Up to ₹125 crore | Up to ₹500 crore |
Documents / details required
- Aadhaar of the proprietor / managing partner / karta / authorised signatory.
- PAN of the business (and GSTIN, where applicable).
- Business activity and NIC codes.
- Investment (plant & machinery/equipment) and turnover figures.
- Bank account details.
Key benefits
- Collateral-free loans under CGTMSE and priority-sector lending.
- Lower interest rates and easier loan approvals.
- Protection against delayed payments under the MSMED Act.
- Subsidies & concessions, including reduced trademark fees.
- Tender eligibility — many government tenders are reserved for MSMEs.
Process
- Eligibility check — micro / small / medium classification.
- Details compiled — activity codes, investment, turnover.
- Filing on the Udyam portal with Aadhaar/PAN verification.
- Certificate delivered — your Udyam Registration Number, usually the same day.